Privacy Policy

Overview
Carman Advisory ("we," "us," or "our") is committed to protecting your privacy. This policy explains what information we collect when you visit carmanadvisory.com or contact us, how we use it, and your rights.

Information We Collect
When you use our website or contact form, we may collect:
–   Contact information, your name, email address, phone number, and business name
–   Message content, anything you share when reaching out through our contact form
–   Usage data, basic analytics such as pages visited and time on site, collected through Wix's built-in analytics

How We Use Your Information
We use the information you provide to:
–   Respond to your inquiries and schedule consultations
–   Deliver bookkeeping, financial advisory, and related services you've requested
–   Send occasional updates about Carman Advisory (you can opt out at any time)
–   Improve our website and services
We will never sell your personal information to third parties.

How We Share Your Information
We do not sell or rent your data. We may share it only in the following limited circumstances:
– Service providers, We use Wix to host our website. Wix may process data as part of standard platform operations.
– Legal obligations, If required by law or to protect the rights of Carman Advisory or others, we may disclose information as necessary.

Data Retention
We retain your information only as long as necessary to fulfill the purpose for which it was collected or as required by applicable law. If you'd like us to delete your information, contact us at hello@carmanadvisory.com.

Cookies
Our website may use cookies to support basic functionality and analytics through the Wix platform. You can adjust your browser settings to refuse cookies, though some features of the site may not function as intended.

Your Rights
You have the right to:
–   Request access to the personal information we hold about you
–   Request correction of inaccurate information
–   Request deletion of your information
–   Opt out of any marketing communications at any time
To exercise any of these rights, email us at hello@carmanadvisory.com.

Children's Privacy
Our website is not directed at children under 13, and we do not knowingly collect personal information from minors.

Changes to This Policy
We may update this privacy policy from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the site after any changes constitutes your acceptance of the updated policy.